Black Friday – Think Before You Buy

It’s not only Black Friday but now we have Gray Thursday. No matter what you call it, it’s coming.

The financial analyst folks forcast it will be the worst shopping season since 2008. You know what that means? It means the stores will try harder to get you to walk into their store and buy. I’m not saying there are not great deals out there but THINK before you buy or you will be buying stuff that you and others don’t need.

You may not need an extra TV for JUST IN CASE.

Be smart. You are spending hard earned money. You may be spending money you don’t have.


Be creative this year with gift giving. What about the gift of time?

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